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Home>Glossary>Fraud, Identity & Security

Fraud, Identity & Security

Fraud, identity theft, CIFAS markers, and account security terms explained.

Showing 11 terms

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A

Account takeover

When someone gains access to your account and uses it without permission.

Application fraud

Fraudulent credit applications made in someone else’s name.

C

CIFAS marker

A fraud prevention marker placed on a credit file by the UK fraud database, CIFAS.

F

Fraud alert

A notice on your credit file that warns lenders to take extra care.

Fraud dispute

A dispute raised when an account or search is fraudulent.

Fraud marker

A note on your credit file indicating suspected or confirmed fraud activity.

I

Identity check

A process used to confirm your identity when applying for credit.

Identity theft

When someone uses your personal information to open accounts or take credit in your name.

Identity verification

A process lenders use to confirm you are who you say you are.

Impersonation

When someone pretends to be you to access credit or services.

S

Synthetic identity

A fake identity created by combining real and fake information.

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