Wollit

Improve the key factors affecting your credit score for just £9/month

Terms apply. Results may vary. Improvements to your credit score are not guaranteed. Wollit Credit Builder plans are unregulated.

Build credit with all major credit agencies

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Build credit with Wollit Credit Builder

Designed by experts to reliably build your credit over time

Build credit history

The #1 factor in improving your credit score

Put your rent to work

Use your rent payments to show credit agencies you`re responsible

Improve your affordability

Increase your chances of being approved for new credit

Real people. Real results.

Success stories from our happy credit builders

How Wollit works

Building a strong credit history is the single most important factor when looking to improve your credit score. Wollit makes it easy.

Build credit each month

We report your £9/month plan payments to credit agencies to power up your credit score

Get credit for paying your rent

Turn your monthly rent into a powerful credit building opportunity with Wollit Rent Reporting

Monitor your affordability risks

Make sure you’re giving yourself the best chance of success when applying for new credit

Track your important spending

On Buy Now Pay Later agreements so you’ll never miss an upcoming payment

Why choose Wollit

Reasons to partner with us on your credit building journey

Improves the key things affecting your score

Get started in under 3 minutes

Guaranteed approval with no credit check

Reports to all major credit agencies


Supercharge your credit future

Terms apply. Results may vary. Improvements to your credit score are not guaranteed. Wollit Credit Builder plans are unregulated.

Unlock financial freedom

A better credit score opens up a world of possibilities

Improved credit eligibility

Wave goodbye to credit application rejections

Access a range of deals

Start choosing the loans and credit cards you actually want

Save money on interest

Put money back into your pocket & live a better life

Peace of mind

Make financial stress a distant memory

Wollit, no stress, no hassle - just a clear path to better credit

Terms apply. Results may vary. Improvements to your credit score are not guaranteed. Wollit Credit Builder plans are unregulated.


FAQs

Find out how Wollit Credit Builder can work for you.

What is Wollit Credit Builder?

Think of Wollit as your partner in building a brighter credit future.

Is Wollit Credit Builder right for me?

Wollit can be a good choice for people looking to build credit. It can be especially helpful if you:

  • Haven’t had much credit before and need to show you can handle it.
  • Want to improve your credit history for something big, like getting a house.
  • Have slipped up with credit in the past and are trying to fix it.

If you’re going through bankruptcy, IVA or similar, or have recent CCJs or late debt or bill payments, Wollit might not be the best choice for you as lenders may still not lend to you even if your credit score improves. If you are using Wollit to improve your credit score but you end your plan early, you could end up with a lower credit score than you started with.

How does Wollit Credit Builder work?

Wollit Credit Builder is a 12-month credit building plan that you pay for in 12-monthly payments. We report your payments to all major credit agencies (Experian, Equifax and Transunion). This builds your positive credit history - the #1 factor affecting your credit score. Our plans also include smart tools and features such as rent reporting, to help you influence, maintain and protect your credit score over time.

How soon could my credit score increase?

Credit building takes time and consistent financial habits. Some people see improvements in only a few months, but it can take much longer for others. To get the best results you should complete your plan in full.

Is my credit score guaranteed to increase?

Wollit seeks to help improve your credit score. We can’t guarantee your credit score will improve, nor can we guarantee how long it will take to see any improvement, as this depends upon a variety of other factors, such as your management of other financial commitments, which are outside of our control.

Why can I trust Wollit?

Wollit helps thousands of people across the UK build better credit. We report to all major credit agencies, are backed by a global bank and are rated Excellent by our customers on TrustPilot.

Feel better about your credit score

Terms apply. Results may vary. Improvements to your credit score are not guaranteed. Wollit Credit Builder plans are unregulated.