Wollit
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Meet Wollit, the smarter way to build credit

Join thousands building better credit and unlocking financial opportunities with Wollit.

Get started for free

No credit check required

Guaranteed approval

7-day free trial, then £9.99 per month. Cancel anytime. Credit score improvements not guaranteed. Wollit is unregulated credit. Terms apply.

Trustpilot

Trusted by thousands to build their credit

3 simple steps to better credit

1

Join Wollit

Try free for 7-days then just £.999 month. Quick, stress-free setup. No credit check needed—and you’re free to cancel anytime.

2

Build credit effortlessly

From building your credit history to unlocking the power of your rent. Wollit helps you grow your credit  without the hassle.

3

Unlock opportunities

Better credit opens doors to credit cards, loans, and more. Wollit helps you move closer to your financial goals with confidence.

Take control of your credit today

Join thousands of customers transforming their financial futures with Wollit

7-day free trial, then just £9.99/month. Cancel anytime.

Building credit has never been easier

No credit check required

Whatever your credit score, you’re welcome to join Wollit and start building today

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Fast and easy setup

Up and running in just 2 minutes – no forms or paperwork

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Build with all credit agencies

We report to Experian, Equifax, and TransUnion to help you build a stronger credit profile

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Trusted by Thousands

An award-winning service trusted by thousands to help improve their credit

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Effortless credit building

We report your payments to boost your credit automatically - while you sit back and watch it grow

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Freedom to cancel

Cancel anytime, plus a 14-day money-back guarantee for peace of mind

Everything you need to build credit

Wollit makes it simple and stress-free to take control of your credit

Build Your Credit History

Wollit strengthens your credit history

Your credit history is the foundation of a strong credit profile. Wollit strengthens it every month by reporting your payments to all UK credit agencies —Experian, Equifax, and TransUnion.

Each payment we report shows lenders you’re reliable, helping you access better rates, higher limits, and the financial freedom you deserve.

Turn your rent into credit

Wollit makes every rent payment work harder for you.

We securely report your rent payments to Experian every month, helping to strengthen your credit profile.

This turns an everyday expense into a powerful way to build credit and unlock financial opportunities — all without you lifting a finger.

Improve your affordability

Wollit improves your affordability—the key to lender decisions on loans, credit cards, and mortgages.

We show you what lenders see when reviewing your income and spending and provide actionable tips to improve.

The result? A clearer understanding of your finances, better chances of approval, and the confidence to move closer to your goals.

Smart tools to help you succeed

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Progress Tracker

Monitor your journey toward better credit with easy-to-read updates in the app.

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Credit Smart

Get actionable tips and personalised insights to help you improve your credit faster.

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Expert Support

Our friendly team is here to help whenever you need guidance or answers.

Take control of your credit today

Join thousands of customers transforming their financial futures with Wollit

7-day free trial, then just £9.99/month. Cancel anytime.

Got questions? We’ve got answers.

How does Wollit work?

Wollit helps you build credit step by step. First, we focus on your credit history—the foundation of a strong credit score.

Start with a 7-day free trial to explore all our features. After your trial you buy your 12-month subscription on credit with an interest-free loan from us. You repay this loan in 12 monthly payments of £9.99, and we report these payments to all major UK credit agencies (Experian, Equifax, and TransUnion).

Each payment builds your credit file, showing lenders that you manage credit reliably and consistently. Over time, this can help you access better rates, higher limits, and new financial opportunities.

Plus, you’ll get unlimited access to tools like Rent Reporting and Affordability Insights to help you achieve your financial goals sooner.

Is Wollit right for me?

Wollit can be a great choice for building credit if you’re new to credit, new to the UK, or working towards goals like a mortgage, loan or credit card.

However, Wollit may not be the best fit if you’re currently in bankruptcy, have recent CCJs, missed payments, or are in an IVA or debt management plan. While Wollit can strengthen your credit profile, these factors on your credit file may still affect your ability to get approved for credit.

How much does Wollit cost?

Wollit costs just £9.99 per month, with no hidden fees or credit checks. For that, you’ll not only build your credit profile with monthly payments reported to all UK credit agencies, but you’ll also get access to powerful tools like Rent Reporting, Affordability Insights, and Progress Tracking.

It’s an affordable and stress-free way to take control of your credit-building journey and unlock new financial opportunities.

How quickly can I see progress?

Our tools are available to you instantly and start working right away. Within a few weeks, your monthly payments will appear on your credit file and begin contributing to your official credit score.

By staying consistent with your payments, lenders will start to see you as a reliable borrower, helping you build your credit profile and move closer to achieving your financial goals.

What makes Wollit different?

Wollit is more than just credit building—it’s a complete solution designed to make improving your credit simple and stress-free.

From Rent Reporting and Affordability Insights to Progress Tracking, we provide all the tools you need to strengthen your credit effortlessly.

Our expert, friendly support team is always on hand to guide you, so you can sit back, relax, and let Wollit do the hard work.

Trusted by thousands and rated ‘Excellent’ on Trustpilot, we work with all UK credit agencies to help you achieve your financial goals.

How secure is Wollit?

Your security is our top priority. Wollit uses secure encryption and only works with trusted partners. We never share your information without your consent.

You’re always in control of your data, and we’re always here to help if you have any questions about privacy or security.

Can I cancel early?

While you’re free to cancel whenever you want, sticking with the full 12 months gives you the best chance to see meaningful results and reach your credit goals.

Customer Stories

“I am now able to access credit streams that were closed off to me previously.”

Michael

Building credit with Wollit for 14 months

“I have now been approved for a credit card and phone contract with Wollit’s help which I’m so grateful.”

Jordan

Building credit with Wollit for 10 months

“I am already seeing a huge improvement to my credit score. I even got a credit card which I wasn’t able to do before.”

Nakita

Building credit with Wollit for 7 months

Your credit journey in safe hands

Built with backing from a global bank and leading financial investors to help you get the credit you deserve

Start building better credit now

Join thousands of others transforming their credit with Wollit and unlocking new financial opportunities.

7-day free trial, then just £9.99/month. Cancel anytime.