![Young European couple with pre-settled status walking in London.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fd4f6b31ecf9b592a21bca0969af7a6069ea72046-690x461.jpg%3Fw%3D460&w=3840&q=75)
Knowledge Base
![Young European couple with pre-settled status walking in London.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fd4f6b31ecf9b592a21bca0969af7a6069ea72046-690x461.jpg%3Fw%3D460&w=3840&q=75)
![Couple looking at printed copies of their credit reports trying to understand how credit checks impact them.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fdaffc60e496791d3f9a9133eed447f5c67d64d64-690x461.jpg%3Fw%3D460&w=3840&q=75)
Why does a credit check affect score?
![Image of a sign pointing towards a polling station, where UK residents can exercise their right to vote.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Ff7631f3ab6f954627fec954495864d41e898d80c-690x461.jpg%3Fw%3D460&w=3840&q=75)
Who has the right to vote in the UK?
![Woman sitting on the floor surrounded by unpaid bills about to be evicted and stressed about her eviction history.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F67f16ae5aa3c87d6d758177145aa7c09e9121229-690x461.jpg%3Fw%3D460&w=3840&q=75)
Who can see my eviction history?
![Young woman looking at a rejected loan application because her credit file is thin.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F744170777f45172fe6257259d8882b0966fe40dd-690x461.jpg%3Fw%3D460&w=3840&q=75)
What to do if you have a thin credit file?
![18 year old looking at her phone trying to understand what her credit score is.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F2a9e5c95a7e7a6e8f21260afefc9423ec0a1671a-690x461.jpg%3Fw%3D460&w=3840&q=75)
What is your credit score when you turn 18?
![A woman calling her insurance company to see if her broken TV is covered by her contents insurance policy.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fe37ca1308df7a85aec1e0b69705005384835754f-690x461.jpg%3Fw%3D460&w=3840&q=75)
How does content insurance for renters work in the UK?
![Couple looking at their iPad, happy to see that their rent payments show on their credit reports.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fb72b54693935350b01b2883645fdac4e4ed9dd9a-690x461.jpg%3Fw%3D460&w=3840&q=75)
Does paying rent build credit?
![Young man stressed about having missed a council tax payment and what this means for his credit rating.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fc79598153fe7216279647311d29f213cd5561d75-690x461.jpg%3Fw%3D460&w=3840&q=75)
Does missing a council tax payment affect credit rating?
![Sign pointing towards a polling station in the UK, where some EU citizens also have the right to vote](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fd0a05628d7f63f2f55fc436c215c8358b304ecbd-690x461.jpg%3Fw%3D460&w=3840&q=75)
Do EU citizens have the right to vote in the UK?
![Woman looking at her phone, stressed that her bounced direct debit might affect her credit rating.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fcc720790ee656c33190632a77193631a8132d8c8-690x461.jpg%3Fw%3D460&w=3840&q=75)
Do bounced direct debits affect credit rating?
![Young expat woman writing a checklist for moving back to the UK](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fa0cc8ffdcb7c57c780a8ca8ca02a5dfe4307eb7c-690x461.jpg%3Fw%3D460&w=3840&q=75)
Checklist for moving back to the UK the right way
Feel better about your credit score
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