![HMRC sign on the HMRC building.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F880da9865f7bf02fec68db30ccefee78de7a567c-690x461.jpg%3Fw%3D460&w=3840&q=75)
Knowledge Base
![HMRC sign on the HMRC building.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F880da9865f7bf02fec68db30ccefee78de7a567c-690x461.jpg%3Fw%3D460&w=3840&q=75)
![Plane window at London Airport, one of the first things an immigrant to the UK might see](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Ff6712a77f8cfaeb3ced5cc2315d7d3483f7480f8-690x461.jpg%3Fw%3D460&w=3840&q=75)
Best credit cards for new immigrants to the UK
![Middle-aged couple in front of laptop researching UK credit repair companies](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F4fd8ef6dc022f17625689324b12425232f15a1cf-690x461.jpg%3Fw%3D460&w=3840&q=75)
Are UK credit repair companies worth it?
![Woman looking at her phone trying to understand if a soft search on her credit report means she will be accepted for credit.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F57665326122f8c06c2be9dfb39acf5a15c78f40c-690x461.jpg%3Fw%3D460&w=3840&q=75)
Are soft searches a good indication of being accepted for credit?
![An image of houses of mortgage in the UK.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F234922088cb133b116724fef620c9249d04f6d6d-690x461.jpg%3Fw%3D460&w=3840&q=75)
What is the average UK credit score?
![An image of a man with his laptop feeling stressed trying to understand what it means if his credit score band is " Very Poor".](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F1e22561a1a3c6ac6020944d35a8c15a119c88b2b-690x461.jpg%3Fw%3D460&w=3840&q=75)
What it means if your credit score band is "Very Poor"
![An image of a man with his laptop feeling confused trying to understand what it means if your credit score band is "Poor".](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F48f2c556e9fe136b19d6323d4597995c1aae67dd-690x461.jpg%3Fw%3D460&w=3840&q=75)
What it means if your credit score band is "Poor"
![An image of woman with her laptop feeling unhappy after knowing her credit score band is Fair.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F562c7c9f8e58426f8110e6888e760957d5cd3071-690x461.jpg%3Fw%3D460&w=3840&q=75)
What it means if your credit score band is "Fair"
![An image of woman with her laptop feeling confused trying to understand hat it means if your credit score band is "Good".](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F02c5810595b711d3b39112187fc11e352a54915a-690x461.jpg%3Fw%3D460&w=3840&q=75)
What it means if your credit score band is "Good"
![An image of a man with his laptop feeling happy after knowing he had a Very Good credit score.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F44cadb0be5a30e0c8a844bd4a0a6053613b3c19d-690x461.jpg%3Fw%3D460&w=3840&q=75)
What it means if your credit score band is "Very Good"
![An image of a man looking very happy after knowing his credit score band is Excellent.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fe25a7e59a74a127d74af489740bbe2df6d330929-690x461.jpg%3Fw%3D460&w=3840&q=75)
What it means if your credit score band is "Excellent"
![A woman in front of her laptop searching if Equifax is safe.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F4fc62688f8b8a677ff6c6b8737af50a6c319b785-690x461.jpg%3Fw%3D460&w=3840&q=75)
Is Equifax safe?
Feel better about your credit score
Terms apply. Results may vary. Improvements to your credit score are not guaranteed. Wollit Credit Builder plans are unregulated.