Application fraud
Fraud, identity & securityFraudulent credit applications made in someone else’s name.
Overview
It can create accounts you did not open.
It often requires disputes and identity checks to fix.
Why it matters
- It can damage your credit score.
- It can lead to debt you do not owe.
- It requires fast action to correct.
FAQs
How do I report application fraud?
Contact the lender, credit agencies, and consider a CIFAS alert.
Will fraud be removed from my report?
Yes, if it is confirmed as fraud.
Related terms
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