Fraud marker
Fraud, identity & securityA note on your credit file indicating suspected or confirmed fraud activity.
Overview
Fraud markers are used to protect lenders and consumers from identity misuse.
They can lead to additional checks during applications.
Why it matters
- It can slow or block new credit applications.
- It can trigger extra identity verification steps.
- Correct markers help prevent fraud.
FAQs
How do I know if I have a fraud marker?
You can check your credit report or request details from the credit agency.
Can a fraud marker affect my score?
Markers can affect decisions, but they are separate from the score calculation.
Related terms
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