Identity theft
Fraud, identity & securityWhen someone uses your personal information to open accounts or take credit in your name.
Overview
Identity theft can lead to fraudulent accounts on your credit file.
Acting quickly helps limit damage and correct your report.
Why it matters
- Fraudulent accounts can lower your score.
- It can cause application delays or declines.
- It may require additional verification steps.
FAQs
How do I check for identity theft?
Review your credit report for unfamiliar accounts or searches.
What should I do if I spot fraud?
Contact the lender, the credit agency, and consider a CIFAS protective registration.
Related terms
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