Identity check
Fraud, identity & securityA process used to confirm your identity when applying for credit.
Overview
Identity checks often use credit file data and public records.
They help reduce fraud and errors.
Why it matters
- It protects against impersonation.
- It supports accurate credit decisions.
- It can speed up approvals when details match.
FAQs
Does an identity check affect my score?
No. It is usually a soft check.
What can cause a failed identity check?
Mismatched addresses or missing records.
Related terms
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