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Address verification

Credit scores & reports
Checks used to confirm your current and previous addresses.

Overview

Lenders use address verification to match you to your credit file.

It helps prevent fraud and errors.

Why it matters

  • It supports identity checks for applications.
  • It reduces mismatches and delays.
  • It improves application success rates.

FAQs

Does address verification affect my score?

No. It is usually a soft check.

What can cause verification to fail?

Address mismatches or missing electoral roll data.

Related terms

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