Electoral roll
Credit scores & reportsThe official register of people eligible to vote, which lenders use to verify identity and address.
Overview
Being registered to vote at your current address can help lenders confirm your identity, which can positively affect credit decisions.
If you move house, updating your voter registration helps keep your credit file accurate.
Why it matters
- It supports identity verification for lenders.
- It can improve confidence in your application details.
- It helps keep your address history consistent.
FAQs
Does registering to vote improve my credit score?
It can help by making it easier for lenders to verify your identity, but it is only one factor in your score.
Does registering to vote affect my privacy?
You can choose to opt out of the open register while still being on the full electoral roll.
Related terms
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