Address history
Credit scores & reportsThe list of addresses on your credit file over time.
Overview
Lenders use address history to match you to your credit file and verify identity.
Keeping it accurate is important when you move.
Why it matters
- It helps prevent application mismatches.
- It supports identity verification checks.
- It can affect how fast applications are processed.
FAQs
How far back does address history go?
It can include several years of previous addresses depending on the agency.
Does moving often affect my score?
Moving itself does not hurt your score, but mismatches can cause delays.
Related terms
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