Linked address
Credit scores & reportsAn address that appears on your credit file because you have lived there or used it for credit.
Overview
Credit agencies keep a record of addresses linked to your identity.
Lenders use address history to verify identity and reduce fraud.
Why it matters
- Accurate address history helps with verification.
- Errors can lead to application delays.
- It can affect matching to your credit file.
FAQs
How do I update a linked address?
Update your address with lenders and ensure the electoral roll reflects your current address.
Can an old address hurt my score?
Usually no, but inaccurate addresses can cause verification issues.
Related terms
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