Fraud alert
Fraud, identity & securityA notice on your credit file that warns lenders to take extra care.
Overview
Fraud alerts can help prevent identity theft.
They may slow down approvals due to extra checks.
Why it matters
- It protects you against fraudulent applications.
- It adds an extra layer of security.
- It may delay approvals slightly.
FAQs
Does a fraud alert affect my credit score?
No. It does not change your score.
How do I add a fraud alert?
Contact the credit agencies or use a protective registration service.
Related terms
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