Protective registration
Credit scores & reportsA fraud protection flag that makes lenders carry out extra checks on applications.
Overview
In the UK, CIFAS offers protective registration for people at risk of identity fraud.
It can slow down applications but helps prevent misuse.
Why it matters
- It reduces the risk of fraudulent accounts.
- It adds extra identity verification checks.
- It can protect your credit history.
FAQs
Does protective registration affect my credit score?
No. It is a fraud prevention measure, not a credit factor.
Will protective registration slow applications?
It can add extra checks, so approvals may take longer.
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