Synthetic identity
Fraud, identity & securityA fake identity created by combining real and fake information.
Overview
Synthetic identities are used to open credit accounts fraudulently.
They can be harder to detect than standard identity theft.
Why it matters
- It increases fraud risk for lenders and consumers.
- It can lead to incorrect links on credit files.
- It requires strong identity checks.
FAQs
Can synthetic identity fraud affect me?
Yes, if your details are mixed into a false identity.
How can I protect myself?
Monitor your credit file and secure your personal data.
Related terms
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