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Credit Score Basics

Credit scores can be a tricky thing to get your head around. To make things easier, check out our tips and guides.

A couple on their new home from a mortgage application.

Which mortgage lenders don't look at credit score?

Credit Score Repair

A couple asking a banker why their loan approved in principle got declined.

Why a loan approved in principle might get declined

Credit Report

A man looked worried after finding out that he had a CCJ.

How to find out if you have a CCJ

A young man looking at her documents and on a phone with a costumer service of Equifax.

How can I contact Equifax?

Credit Reference Agencies

A man looked confused in front of his laptop searching about how a notice of correction works.

How a Notice of Correction works

A young woman looking very worried and stressed in front of her laptop after getting a notification about a default after she missed a payment.

How a default affects your credit score

Someone paying a coffee from a phone with NFC system and the card getting declined.

Does your card getting declined affect credit score?

Credit Score Factors

A young woman opening her package after using Laybuy 'buy now pay later' (BNPL) service.

Does Laybuy affect your credit score?

Credit Score Factors

A young woman looked worried at her package after using a Clearpay service "buy now pay later".

Does Clearpay affect your credit score?

Credit Score Factors

A couple looked worried at their documents after being declined or rejected for a loan application.

Does being declined for a loan affect credit score?

Credit Score Factors

A woman sitting at her home in front of her laptop and feeling annoyed that she can't login to her Experian account.

What to do if you can't login to Experian

Credit Reference Agencies

A woman sitting down in her living room and looking at her laptop and feeling annoyed because she can't login to Equifax.

What to do if you can't login to Equifax

Credit Reference Agencies

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