Credit Score Basics Credit Building New to the UK Rent and Credit Mortgage Calculator Build Credit Now

Build Credit Now

Credit Score Basics

Credit scores can be a tricky thing to get your head around. To make things easier, check out our tips and guides.

A couple with a mortgage broker discussing about their application after an arranged overdraft.

Does using an arranged overdraft affect mortgage applications?

Credit Score Factors

Image of houses in the UK based on the address.

Does your address affect your credit score?

Credit Score Factors

An image of a woman in the airport, using fly now pay later to buy the ticket.

How does Fly Now Pay Later work?

Credit Score Factors

A woman in front of a front desk trying to opening a new current account.

Does an application for a new current account affect credit score?

A couple trying to figure out how to apply a joint account for credit score in the UK.

Does opening a joint account affect your credit score?

A young woman searching how to get a loan without a credit check on her phone.

Can you get a loan without a credit check?

Credit Report

A woman in front of her laptop searching on the internet if Experian is free.

Is Experian free?

Credit Reference Agencies

A picture of a family teaching their kids to saving their money into a piggy bank.

Does opening a savings account affect credit score?

An image of Monzo debit card.

Does Monzo show up on your credit report?

Credit Report

A couple looking down at their divorce papers and wondering if divorce will affect their credit rating or not.

Does divorce affect your credit rating in the UK?

A couple in bed, with the husband trying to catch a glimpse of his wife's credit score on her phone.

Can you see your wife or husband's credit score?

A couple discussing about their next step after being refused for a loan.

How long can you reapply after being refused for a loan?

Credit Report

Feel better about your credit score

Get started for £9.99/month

Instant setup. No credit check. Cancel anytime