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Credit Score Basics

Credit scores can be a tricky thing to get your head around. To make things easier, check out our tips and guides.

A young woman opening her package after using Laybuy 'buy now pay later' (BNPL) service.

Does Laybuy affect your credit score?

Credit Score Factors

A young woman looked worried at her package after using a Clearpay service "buy now pay later".

Does Clearpay affect your credit score?

Credit Score Factors

A couple looked worried at their documents after being declined or rejected for a loan application.

Does being declined for a loan affect credit score?

Credit Score Factors

A woman sitting at her home in front of her laptop and feeling annoyed that she can't login to her Experian account.

What to do if you can't login to Experian

Credit Reference Agencies

A woman sitting down in her living room and looking at her laptop and feeling annoyed because she can't login to Equifax.

What to do if you can't login to Equifax

Credit Reference Agencies

A woman sitting at her home in front of her laptop and using her phone to check why is she can't login to her ClearScore account.

What to do if you can’t login to ClearScore

An image of a woman signing a document to lease a car.

What is the minimum credit score to lease a car?

A man showing to his partner in front of her laptop about which is the best credit score website in the UK.

What is the best credit score website in the UK?

Credit Reference Agencies

An image of someone holding a phone showing a ClearScore page on the screen.

What is ClearScore?

Credit Reference Agencies

What is CheckMyFile, and what alternatives you can use?

What is CheckMyFile, and what alternatives you can use?

Credit Reference Agencies

A woman looking at her document and feeling confused, trying to read about what is APR.

What is APR?

An image of someone trying to find a credit file on a file drawer.

What does credit file mean?

Credit Report

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