ClearScore credit score ranges
ClearScore scores range from 0 to 1000. See what each range means and how it affects your credit options.
ClearScore uses data from Equifax, so these ranges match the Equifax scale.
Poor
Lower range; mainstream approvals can be harder.
Fair
Average range; approvals possible but rates may be higher.
Good
Solid range with access to most products.
Very Good
Strong range with good access to competitive rates.
Excellent
Top range with the strongest access to mainstream credit.
How the ClearScore scale works
ClearScore uses a 0–1000 scale divided into 5 ranges. Lenders look at which range your score falls into, along with your full credit report, to decide eligibility and pricing.
Scores can differ between agencies because they use different data sources and models. If you have scores from multiple agencies, compare where you fall in each scale.
Compare all agencies →Common questions about ClearScore scores
What is a good ClearScore credit score?
On the ClearScore scale (0–1000), scores in the "Excellent" or "Very Good" ranges are considered good. However, lenders also review your full credit report and affordability, not just the number.
Why does ClearScore use Equifax data?
ClearScore partners with Equifax to provide your credit score. This means your ClearScore score and ranges match the Equifax scale exactly.
How often does my ClearScore score update?
Credit scores typically update monthly when lenders report new data. Changes to your credit behaviour may take 4-6 weeks to reflect in your score.
Do all lenders use this score range?
Lenders may use different credit reference agencies and their own internal scoring models. Your ClearScore range is a helpful guide, but each lender makes independent decisions.
Other agency ranges
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