Experian credit score ranges
Experian scores range from 0 to 1250. See what each range means and how it affects your credit options.
Low
Lowest range; focus on rebuilding and stability.
Fair
Average range; approvals possible but rates may be higher.
Good
Solid range with access to most products.
Very Good
Strong range with good access to competitive rates.
Excellent
Top range with the strongest access to mainstream credit.
How the Experian scale works
Experian uses a 0–1250 scale divided into 5 ranges. Lenders look at which range your score falls into, along with your full credit report, to decide eligibility and pricing.
Scores can differ between agencies because they use different data sources and models. If you have scores from multiple agencies, compare where you fall in each scale.
Compare all agencies →Common questions about Experian scores
What is a good Experian credit score?
On the Experian scale (0–1250), scores in the "Excellent" or "Very Good" ranges are considered good. However, lenders also review your full credit report and affordability, not just the number.
How often does my Experian score update?
Credit scores typically update monthly when lenders report new data. Changes to your credit behaviour may take 4-6 weeks to reflect in your score.
Do all lenders use this score range?
Lenders may use different credit reference agencies and their own internal scoring models. Your Experian range is a helpful guide, but each lender makes independent decisions.
Other agency ranges
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