Build your credit score

Build your credit score every month with all three UK credit reference agencies. Start using Wollit Credit Builder today, no credit check needed.

Build my credit

4.6 rating on App Store

Build better credit starting now

Download the app

And upgrade to Pro so we can start using your membership payments to build your credit.

Build payment history

Each month we report your membership payments to all 3 UK credit reference agencies

Access better credit

Stay a member so we can build more payment history for you so your credit score keeps growing

Why Wollit?

The most powerful credit builder made just for you

Triple your results

With Wollit you will build your score with all 3 UK credit reference agencies every month. No fuss, no stress, just a tap.

Get started in minutes

You can start building your credit file in minutes with Wollit. No credit check needed to use our credit builder.

Unlock thousands in savings

Want to buy a house? Need a credit card? Tap into a lifetime of savings with cheaper mortgages, credit cards and utilities.

What our members say

"Great service and very friendly"

Wollit has been great for me! It's helped to manage my money and has been building my credit score every month.

Barbora, February 2021
TrustPilot Review

"Fantastic Service"

My credit score has gone up after a few months, service has been fantastic, can't recommend enough!

Daniel Worthington, May 2021
TrustPilot Review

Download Wollit today to...

Start building credit

Build your payment history and watch your credit score increase

Take control of your money

Get your own Wollit Health Score and learn more about your finances


Borrow up to £250

Get an interest-free cash advane when you need a little help

Get the app now

4.6 rating on App Store

Cash Advances are subject to status and affordability.

Have a question?

How does Wollit Credit Builder work?

Your Wollit Pro membership is structured as a loan agreement which means we can report your on-time membership payments to UK credit agencies as loan repayments. Since loan repayments are an important part of building your credit score this can help build it well.

Do you report to all 3 credit agencies?

Yes, we report to TransUnion, Equifax and Experian which are the three UK credit reference agencies.

Is my credit score guaranteed to increase?

Many factors affect your credit score so we can't guarantee your score will increase. However, paying your Wollit Pro membership fees on time will build your payment history which is a key factor affecting your score.

Do I need to pass a credit check to use Wollit Credit Builder?

No, you don't need to pass a credit check to use Wollit Credit Builder.

How much does Wollit Credit Builder cost?

Wollit Credit Builder is included within Wollit Pro

How quickly will my score increase?

If you are consistently following financial best practises, such as paying your bills and expenses on time, you should start to see an impact after 3-4 months.

Have more questions?

Check out our Help Center