Notice of correction
Credit scores & reportsA short statement you can add to your credit file to explain a special circumstance.
Overview
A notice of correction can be used to explain one-off events, such as fraud or temporary issues.
Lenders are required to read it, which can slow decisions.
Why it matters
- It provides context for negative entries.
- It can help explain unusual activity.
- It can slow automated approvals.
FAQs
Will a notice of correction improve my score?
No. It does not change your score, but it can provide context to lenders.
How long does a notice of correction last?
It stays on your file until you remove or update it.
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