Credit report dispute
Credit scores & reportsA request to correct incorrect or incomplete information on your credit report.
Overview
You can raise a dispute with the credit agency if information is wrong.
The agency will contact the lender to confirm the data.
Why it matters
- Errors can lower your score or cause declines.
- Correct data gives lenders a fair view.
- Disputes can take time to resolve.
FAQs
How long does a dispute take?
It varies, but it can take several weeks depending on the lender response time.
Can I dispute data directly with a lender?
Yes. You can contact the lender and the credit agency to correct errors.
Related terms
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