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Credit report correction

Credit scores & reports
An update that fixes incorrect information on your credit report.

Overview

Corrections happen after a dispute is confirmed by the lender or agency.

They can include removing incorrect late payments or wrong addresses.

Why it matters

  • Accurate reports lead to fairer decisions.
  • Incorrect data can reduce your score.
  • Fixing errors can improve eligibility.

FAQs

Does correcting a report immediately change my score?

It can, but the change depends on which data was corrected.

How can I check if a correction happened?

Review your updated report or request confirmation from the agency.

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