Income verification
Credit scores & reportsChecking that your income details are accurate and reliable.
Overview
Verification often uses payslips, bank statements, or tax records.
It is a standard part of affordability checks.
Why it matters
- It confirms you can afford repayments.
- It affects approval and borrowing limits.
- It helps prevent fraud.
FAQs
What documents are used for verification?
Payslips, bank statements, and tax documents are common.
Does verification affect my credit score?
No. It is part of affordability checks, not scoring.
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