Payslip verification
Credit scores & reportsUsing payslips to confirm your income for a credit application.
Overview
Lenders may ask for recent payslips as evidence of earnings.
This is common for mortgages and loans.
Why it matters
- It supports your income claims.
- It affects approval and borrowing limits.
- It can speed up underwriting if provided quickly.
FAQs
How many payslips are needed?
It varies, but often the last 1 to 3 payslips are requested.
Do lenders accept electronic payslips?
Most do, as long as they are official.
Related terms
Take control of your credit health
Get the complete credit toolkit — all features included.
Start building creditInstant setup. No credit check. Cancel anytime.