Open banking
Credit scores & reportsA secure way for you to share bank account data with trusted providers through regulated connections.
Overview
Open banking can be used for affordability checks, account verification, or budgeting tools.
You control the consent and can withdraw access at any time.
Why it matters
- It can speed up applications and checks.
- It can provide a clearer view of your finances.
- It is regulated and uses secure access methods.
FAQs
Does open banking affect my credit score?
No. Sharing data is not a credit application and does not affect your score.
Can I stop open banking access?
Yes. You can withdraw consent through your bank or the provider at any time.
Related terms
Take control of your credit health
Get the complete credit toolkit — all features included.
Start building creditInstant setup. No credit check. Cancel anytime.