Data accuracy
Credit scores & reportsHow correct and up to date the information on your credit report is.
Overview
Errors can include wrong balances, late payments, or addresses.
Accurate data is essential for fair lending decisions.
Why it matters
- Inaccurate data can lower your score.
- It can cause applications to be declined.
- Fixing errors can improve your profile.
FAQs
How do I check data accuracy?
Review your credit report and dispute anything that looks wrong.
How long do corrections take?
It varies, but disputes often take several weeks to resolve.
Related terms
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