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Score tracking

Credit scores & reports
Checking your credit score regularly to see how it changes over time.

Overview

Tracking helps you spot improvements or drops and understand what might have caused them.

Scores can change when new data is reported by lenders.

Why it matters

  • It helps you measure progress toward your goals.
  • It can highlight issues that need attention.
  • It makes it easier to time applications well.

FAQs

How often should I track my score?

Monthly is common, but it depends on how actively you are working on your credit.

Does checking my own score hurt it?

No. Checking your own score is a soft search.

Related terms

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