Score change
Credit scores & reportsAny movement in your credit score, either up or down.
Overview
Changes happen when new data is reported or old data drops off.
Small changes are normal and common.
Why it matters
- It can affect eligibility and rates.
- It provides feedback on your credit habits.
- It helps you track progress.
FAQs
Why did my score change without a new account?
Balances, payment history, or reporting updates can change scores without new accounts.
Should I worry about small drops?
Small fluctuations are normal. Focus on long-term trends.
Related terms
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