Name variation
Credit scores & reportsA difference in how your name appears across credit accounts or reports.
Overview
Variations can come from missing middle names, spelling differences, or name changes.
They can cause identity verification issues if not aligned.
Why it matters
- It can slow down applications.
- It may cause mismatches in credit searches.
- It can be corrected by updating your records.
FAQs
Does a name variation affect my credit score?
Not directly, but it can affect identity checks.
How do I update my name on my credit file?
Update your name with lenders and the credit agencies, and provide supporting documents if needed.
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