Last reported date
Credit scores & reportsThe most recent date a lender sent data to a credit agency.
Overview
It appears on your credit report for each account.
It helps explain timing of score changes.
Why it matters
- It shows whether accounts are reporting correctly.
- It helps spot missing or delayed data.
- It supports accurate dispute checks.
FAQs
Does a missing date mean an account is wrong?
Not always, but it can indicate a reporting issue.
Can I fix a missing report date?
You can ask the lender to confirm reporting.
Related terms
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