Account reporting
Credit scores & reportsThe data a lender sends to credit agencies about your account.
Overview
Reported data includes balances, payment status, and account type.
Reporting helps agencies build your credit history.
Why it matters
- It shapes your credit report and score.
- Accurate reporting supports fair decisions.
- Missing reporting can limit credit history.
FAQs
Do all lenders report accounts?
Most mainstream lenders do, but policies vary.
Can I choose to stop reporting?
Not usually, as reporting is part of lender policy.
Related terms
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