Irresponsible lending complaint
Credit scores & reportsA complaint that a lender gave credit without proper affordability checks.
Overview
You can raise a complaint if you believe lending decisions were unfair.
Evidence of income and spending is often required.
Why it matters
- It can lead to refunds or corrections.
- It highlights the importance of affordability checks.
- It may improve your credit file if upheld.
FAQs
How do I make a complaint?
Start with the lender, then escalate to the Ombudsman if needed.
Can it remove negative marks?
Sometimes, if the complaint is upheld and the lender corrects records.
Related terms
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