Financial association
Credit scores & reportsA link on your credit file created when you share credit with someone, such as a joint account.
Overview
Financial associations can connect your credit file with another person.
They are created by joint accounts, joint loans, or shared mortgages.
Why it matters
- Lenders may consider associated records.
- It can affect decisions if the other person has issues.
- You can remove incorrect associations.
FAQs
Does a partner credit score affect mine?
Not directly, but a financial association can influence lender decisions.
How do I remove a financial association?
Close joint accounts and request a disassociation from the credit agencies.
Related terms
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