Equifax
Credit scores & reportsA major UK credit reference agency with its own credit report and score range.
Overview
Equifax is one of the three main UK credit reference agencies. It provides report data that is used by services like ClearScore.
Your Equifax score can be different to Experian or TransUnion because the data and scoring models differ.
Why it matters
- Some lenders rely on Equifax data for decisions.
- Your Equifax score is not directly comparable to other agencies.
- Keeping your Equifax report accurate protects your credit profile.
FAQs
Is my Equifax score the same as ClearScore?
ClearScore uses Equifax data, but the score shown is a ClearScore number based on that data.
Do all lenders use Equifax?
No. Lenders choose which agency data they use, and some use more than one.
Related terms
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