Disassociation
Credit scores & reportsA request to remove a financial association from your credit file.
Overview
Financial associations are created by joint accounts or shared credit.
Disassociation is used when you no longer share credit with someone.
Why it matters
- It separates your credit file from another person’s.
- It can prevent their credit history affecting lender decisions about you.
- It improves the accuracy of your credit file.
FAQs
When can I request disassociation?
After joint accounts are closed and financial links are no longer active.
Does disassociation remove joint account history?
No. It removes the link, but your own account history remains.
Related terms
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