Credit score boost
Credit scores & reportsA feature that adds extra data, such as bank transactions, to your credit profile.
Overview
Some services allow you to share positive payment data to improve your profile.
Results vary and depend on your overall credit history.
Why it matters
- It can add positive evidence of on-time payments.
- It may help if your file is thin.
- It does not replace good credit habits.
FAQs
Does a boost guarantee a higher score?
No. It may help, but results depend on the rest of your profile.
Will a boost show to all lenders?
It depends on the agency and the lender data they use.
Related terms
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