Credit monitoring
Credit scores & reportsA service that tracks changes on your credit report and alerts you to updates.
Overview
Monitoring can help you spot new accounts, searches, or missed payments quickly.
Some services include score tracking or fraud alerts.
Why it matters
- It helps you catch errors or fraud early.
- It keeps you aware of changes that may affect your score.
- It supports ongoing credit management.
FAQs
Does credit monitoring affect my score?
No. Monitoring uses soft checks that do not affect your score.
Is credit monitoring free?
Some services are free, while others charge for extra features.
Related terms
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