Credit lock
Credit scores & reportsA tool that lets you quickly restrict access to your credit file.
Overview
Locks work like a freeze but are often managed through an app or portal.
They can be turned on or off quickly.
Why it matters
- It reduces the risk of fraud applications.
- It gives you control over access to your data.
- It can provide peace of mind.
FAQs
Is a credit lock the same as a freeze?
They are similar, but a lock is usually managed more easily.
Does a lock affect my credit score?
No. It only controls access to your report.
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