Contractor income
Credit scores & reportsIncome earned from contract or freelance work.
Overview
Lenders may assess contract length and history.
Evidence of stable work can improve affordability decisions.
Why it matters
- It can affect how much you can borrow.
- It may require additional documentation.
- It is often treated as variable income.
FAQs
Do lenders accept contractor income?
Yes, but they often require a history of contracts.
What documents are needed?
Contracts, invoices, and bank statements are common.
Related terms
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