Bankruptcy discharge
Legal & insolvencyThe point at which most bankruptcy restrictions end.
Overview
Discharge usually happens after a set period, often 12 months.
Some restrictions can continue if a BRO is in place.
Why it matters
- It marks the end of most bankruptcy restrictions.
- It is the start of rebuilding credit.
- It can affect your financial options going forward.
FAQs
Does discharge remove bankruptcy from my credit report?
No. The record remains for the normal reporting period.
Can I get credit after discharge?
It may be possible, but options are limited at first.
Related terms
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