![Woman looking at her phone, stressed that her bounced direct debit might affect her credit rating.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fcc720790ee656c33190632a77193631a8132d8c8-690x461.jpg%3Fw%3D460&w=3840&q=75)
Credit Score Repair
![Woman looking at her phone, stressed that her bounced direct debit might affect her credit rating.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fcc720790ee656c33190632a77193631a8132d8c8-690x461.jpg%3Fw%3D460&w=3840&q=75)
![Young expat woman writing a checklist for moving back to the UK](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fa0cc8ffdcb7c57c780a8ca8ca02a5dfe4307eb7c-690x461.jpg%3Fw%3D460&w=3840&q=75)
Checklist for moving back to the UK the right way
![Middle-aged couple in front of laptop researching UK credit repair companies](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F4fd8ef6dc022f17625689324b12425232f15a1cf-690x461.jpg%3Fw%3D460&w=3840&q=75)
Are UK credit repair companies worth it?
![A couple facing to each other talking about separation with a documents of their joint mortgage in hand.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F51b4e020824d2002b4723ba897155b74cd1dff43-690x461.jpg%3Fw%3D460&w=3840&q=75)
What happens if your ex defaults on your joint mortgage?
![A couple looking at their salary bills and discussing about affordability check.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F2a1b8eec99405b2a7c143ac622b2f64dd4649cb9-690x461.jpg%3Fw%3D460&w=3840&q=75)
How much do you need to earn to pass an affordability check?
![A young woman feeling worried looking at her document after she missed utility payments credit score.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Febab3a040789be4a1e349bb191b0315f8d148037-690x461.jpg%3Fw%3D460&w=3840&q=75)
Does failing to make utility payments affect credit score?
![A couple looking at their documents worried about persistent debt.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F86a231965a170547b463079ec8d31925fd30ebaa-690x461.jpg%3Fw%3D460&w=3840&q=75)
Does persistent debt affect credit score?
![A man sitting down with his documents and bills, feeling stressed and stuck because he had an endless overdraft.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fbef3ae303e094faa3c1e650a0ad5d64c91d75043-690x461.jpg%3Fw%3D460&w=3840&q=75)
What to do if you're stuck living in overdraft?
![A couple in front of a broker figuring out how to buy rental property with bad credit and no money](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F8d708d4cff3495c60983ea268657a188f0b5a45a-690x461.jpg%3Fw%3D460&w=3840&q=75)
How to buy rental property with bad credit and no money
![A couple with a mortgage broker looking at their missed payments that will affect remortgaging](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fe581380ef011212bff0040a01ddb10f8274b670e-690x461.jpg%3Fw%3D460&w=3840&q=75)
How missed payments affect remortgaging
![An old man waiting for his credit history check on his laptop.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fbcd2ca0c1eb454ac8a38313f9a193ef3869f6c1a-690x461.jpg%3Fw%3D460&w=3840&q=75)
How long does credit history last in the UK?
![A young man inside an electronics store looking to buy a laptop on finance.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fa5816ccee932d57187515af9a00aa2ba633b14cf-690x461.jpg%3Fw%3D460&w=3840&q=75)
Can you get a laptop on finance with no credit check?
Feel better about your credit score
Terms apply. Results may vary. Improvements to your credit score are not guaranteed. Wollit Credit Builder plans are unregulated.