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Credit Report

Couple looking at printed copies of their credit reports trying to understand how credit checks impact them.

Why does a credit check affect score?

HMRC sign on the HMRC building.

Can HMRC look at your credit file?

Credit Report

Woman looking at her phone trying to understand if a soft search on her credit report means she will be accepted for credit.

Are soft searches a good indication of being accepted for credit?

Credit Report

A woman in front of her laptop searching if Equifax is free.

Is Equifax free?

A girl looking confused in front of a laptop, and trying to search how to check TransUnion credit report.

How to check your TransUnion credit report

Credit Report

A woman in front of her laptop wondering about how the transunion statutory credit report works.

How the TransUnion Statutory Credit Report works

A woman with a mortgage broker after applying on a buy-to-let mortgage in the UK.

Does getting a buy-to-let mortgage depend on credit score?

A mom with her kids in front of laptop feeling worried after searching about credit search

How long do searches stay on your credit report?

A couple talking to a bank CS to move a joint account to a single-name account.

How to move from a joint account to a single-name account?

A girl looking very worried and stressed waiting the information if she passes a credit check for a mortgage.

How to know if you passed a credit check for a mortgage

Credit Report

An image of a young woman feeling stressed after a mortgage application checks.

How many checks do you need for a mortgage application?

Credit Report

An old man waiting for his credit history check on his laptop.

How long does credit history last in the UK?

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Terms apply. Results may vary. Improvements to your credit score are not guaranteed. Wollit Credit Builder plans are unregulated.