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Credit Score Factors

How many missed payments before a default?

How many missed payments before a default?

A young woman sitting on a couch, searching how to get her P60 online.

How to get your P60

Image of a typical UK tech office. Employees often come across P60s and P45 documents while working for an employer.

P45 vs P60: which one do you need?

A young self-employed woman calculating her tax return and searching for the SA302 form on there iPad.

What is the SA302 form and how to use it?

Credit Score Factors

An iPhone showing a Revolut card inside the Apple Pay wallet.

Can your Revolut card improve your credit score?

Couple looking at printed copies of their credit reports trying to understand how credit checks impact them.

Why does a credit check affect score?

Image of a sign pointing towards a polling station, where UK residents can exercise their right to vote.

Who has the right to vote in the UK?

Young man stressed about having missed a council tax payment and what this means for his credit rating.

Does missing a council tax payment affect credit score?

Sign pointing towards a polling station in the UK, where some EU citizens also have the right to vote

Do EU citizens have the right to vote in the UK?

Woman looking at her phone, stressed that her bounced direct debit might affect her credit rating.

Do bounced direct debits affect credit rating?

A couple facing to each other talking about separation with a documents of their joint mortgage in hand.

How divorce and mortgage default works

A couple moving their stuff in the boxes after rent payments.

How to show your rent payments on your credit report

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