Credit Score Basics Credit Building New to the UK Rent and Credit Mortgage Calculator Build Credit Now

Build Credit Now

Credit Score Factors

An image of a woman in the airport, using fly now pay later to buy the ticket.

How does Fly Now Pay Later work?

Credit Score Factors

A woman in front of a front desk trying to opening a new current account.

Does an application for a new current account affect credit score?

A couple trying to figure out how to apply a joint account for credit score in the UK.

Does opening a joint account affect your credit score?

A picture of a family teaching their kids to saving their money into a piggy bank.

Does opening a savings account affect credit score?

A couple looking down at their divorce papers and wondering if divorce will affect their credit rating or not.

Does divorce affect your credit rating in the UK?

A young woman looking very worried and stressed in front of her laptop after getting a notification about a default after she missed a payment.

How a default affects your credit score

Someone paying a coffee from a phone with NFC system and the card getting declined.

Does your card getting declined affect credit score?

Credit Score Factors

A young woman opening her package after using Laybuy 'buy now pay later' (BNPL) service.

Does Laybuy affect your credit score?

Credit Score Factors

A young woman looked worried at her package after using a Clearpay service "buy now pay later".

Does Clearpay affect your credit score?

Credit Score Factors

A couple looked worried at their documents after being declined or rejected for a loan application.

Does being declined for a loan affect credit score?

Credit Score Factors

An image of a woman signing a document to lease a car.

What is the minimum credit score to lease a car?

A woman looking at her document and feeling confused, trying to read about what is APR.

What is APR?

Feel better about your credit score

Get started for £9.99/month

Instant setup. No credit check. Cancel anytime