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Articles and guides to help you understand and improve your credit health.

A woman looking very happy after she got her 0% interest credit card.

How do 0% interest credit cards work?

Credit Building Tools

A picture of husband trying to comfort his wife who is stressed on a call, figuring out how to get a loan with bad credit.

How can I get a loan with bad credit?

Credit Building Tips

A young man looking at her documents and on a phone with a costumer service of Equifax.

How can I contact Equifax?

Credit Reference Agencies

A man looked confused in front of his laptop searching about how a notice of correction works.

How a Notice of Correction works

A young woman looking very worried and stressed in front of her laptop after getting a notification about a default after she missed a payment.

How a default affects your credit score

Someone paying a coffee from a phone with NFC system and the card getting declined.

Does your card getting declined affect credit score?

Credit Score Factors

A woman looking at her bills documents and holding her phone to start paying her phone bills.

Does paying phone bills build credit?

A young woman opening her package after using Laybuy 'buy now pay later' (BNPL) service.

Does Laybuy affect your credit score?

Credit Score Factors

A young woman looked worried at her package after using a Clearpay service "buy now pay later".

Does Clearpay affect your credit score?

Credit Score Factors

A couple looked worried at their documents after being declined or rejected for a loan application.

Does being declined for a loan affect credit score?

Credit Score Factors

A couple looking at documents trying to figure out on how to get low interest loans with bad credit

Can you get low interest loans if you have bad credit?

A girl feeling stressed looking at her documents and trying to figure out how to get a credit builder card with no credit check.

Can you get a credit builder card with no credit check?

Credit Building Tools