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Articles and guides to help you understand and improve your credit health.

Couple looking at their iPad, happy to see that their rent payments show on their credit reports.

Does paying rent build credit?

Young man stressed about having missed a council tax payment and what this means for his credit rating.

Does missing a council tax payment affect credit score?

Sign pointing towards a polling station in the UK, where some EU citizens also have the right to vote

Do EU citizens have the right to vote in the UK?

Woman looking at her phone, stressed that her bounced direct debit might affect her credit rating.

Do bounced direct debits affect credit rating?

Young expat woman writing a checklist for moving back to the UK

Checklist for moving back to the UK the right way

HMRC sign on the HMRC building.

Can HMRC look at your credit file?

Credit Report

Plane window at London Airport, one of the first things an immigrant to the UK might see

Best credit cards for new immigrants to the UK

Credit Building Tools

Middle-aged couple in front of laptop researching UK credit repair companies

Are UK credit repair companies worth it?

Credit Score Repair

Woman looking at her phone trying to understand if a soft search on her credit report means she will be accepted for credit.

Are soft searches a good indication of being accepted for credit?

Credit Report

An image of houses of mortgage in the UK.

What is the average UK credit score?

Credit Reference Agencies

An image of a man with his laptop feeling stressed trying to understand what it means if his credit score band is " Very Poor".

What it means if your credit score band is "Very Poor"

Credit Reference Agencies

An image of a man with his laptop feeling confused trying to understand what it means if your credit score band is "Poor".

What it means if your credit score band is "Poor"

Credit Reference Agencies