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Articles and guides to help you understand and improve your credit health.

Young woman sitting on the steps of a building in a European city, applying for pre-settled status on her laptop.

Can you apply for pre-settled status outside the UK?

Settling in the UK

Self-employed couple signing a mortgage application form and inquiring what happens if they don't have an SA302 form.

What SA302 substitute can you use for a mortgage?

Credit Building Tips

Man holding a paper copy of his credit report showing a CIFAS marker.

Does a CIFAS marker affect credit score?

A young couple viewing a rental flat and discussing paying a holding deposit.

What is a holding deposit?

Rent Basics

"Let agreed" sign on a property wall.

What does "let agreed" mean?

Rent Basics

Young woman holding a credit card and wondering if she could improve her credit score without using

Can getting a credit card and not using it improve your credit score?

Credit Building Tools

Hand of a person on an iPad, signing to be a rent guarantor on a tenancy agreement.

What being a rent guarantor involves

Young woman looking at her computer, afraid of identity fraud and considering a Cifas protective marker.

How does CIFAS work?

Young woman in front of a laptop and a stack of unpaid bills, worried about being in default.

What does a default mean?

Credit Score Repair

A young woman surrounded by moving boxes using a hand calculator to work out how much rent she can afford.

How much rent can you afford? Try this rule of thumb

Rent Basics

A stack of P60 end of year certificate forms.

What is a P60?

A photo of a P45 document.

What is a P45?